Real Stories & Guests, Listen to Episodes

Credit utilization is one of the most important — and most misunderstood — parts of your credit score. In this episode of the Pink Money Podcast, Jerry Williams breaks down how credit utilization works, why it accounts for 30% of your credit score, and how even responsible borrowers can accidentally damage their credit rating. Using a real-life experience while helping manage his mother’s finances, Jerry explains how credit card balances can quietly exceed limits and negatively affect credit ...

Jerry Williams tackles the $500 question — is it smarter to pay off your mortgage, invest in the market, or buy a second home? A practical look at goals, growth, and what financial freedom really means.

Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance. Proud Wealth: Building Abundance on Your Own Terms – Gregory True🔗 Grab your copy hereGregory shares the personal story behind the book—the loss of his husband—and why estate planning, powers of attorney, and other legal docs are essential for queer couples. We also talk about tackling debt without shame, first steps for 20-somethings, choosing queer-competent advisors, and why “saving and security is our best form of protest.” Gregory’s audiobook is newly released, and the book is available widely (including Amazon). He also shares ongoing tips on Instagram at @proudwealth.In this episode:• Estate planning must-haves for LGBTQ+ families• Budgeting, debt, credit, and beginner investing made simple• Navigating discrimination and staying authentic in business• How to find advisors …

Jerry welcomes Dalton and Melina for a candid, funny, and sometimes raw conversation about what many lesbians navigate day-to-day. From being ignored at gay bars and dress-code gatekeeping to why some lesbians feel safer in “straight” spaces, Melina shares lived realities that don’t get talked about enough. The trio also gets practical about relationships—hyphenated names, beneficiaries, insurance, and handling a mutual split with compassion. They touch on Roe’s reversal, pregnancy-test basics, and debunking sexual-health myths (PSA: don’t use food as lube). It’s an episode about respect, safety, and growing up without growing hard.

In this episode of the Pink Money Podcast, Jerry sits down with Alex from Alexis Roofing to break down what homeowners really need to know about roofs, insurance claims, and protecting their biggest investment. From navigating tricky insurance denials to understanding the difference between replacement cost vs. actual cash value policies, Alex shares insider knowledge from decades of experience as both a roofer and adjuster. You’ll also learn how hail really impacts your shingles, why code upgrades matter, and the red flags to watch out for when hiring a contractor. Whether you’ve recently had storm damage or just want to be better prepared, this episode is packed with practical advice to save you money—and headaches.www.alexisroofing.com💬 Have a question or comment? Contact Jerry here

Buying a home can feel overwhelming, especially for first-time buyers. In this episode of the Pink Money Podcast, Jerry is joined by his husband Dalton for a candid conversation about mortgages—what they are, how they work, and what first-time buyers need to know before jumping in. From FHA and VA loans to credit unions, down payments, interest rates, and hidden costs like PMI, Jerry breaks down the essentials with real-life examples and practical tips. They also explore special programs like NACA that make homeownership more accessible. Whether you’re saving for your first house or just curious about how the process works, this episode will help you understand the path to turning rent payments into equity.

Jerry sits down with guest David for an honest conversation about LGBTQ rights in today’s political climate. From marriage equality and protecting assets, to drag bans, book censorship, and the rise of extremism, they reflect on personal experiences, history, and what’s at stake if progress is rolled back. This episode blends heartfelt stories with political insight—reminding us why visibility, resilience, and speaking out still matter.

Annuities sound mysterious—so we de-mystify them. Jerry and guest Dalton break down what annuities are, how they pay you, the differences between fixed/variable/indexed contracts, tax deferral, fees, surrender charges, and the “10% free” myth/limits. If you’ve ever wondered whether an annuity belongs in your plan—or how to avoid common mistakes—start here.

Alcohol isn’t just a social habit—it can be a financial black hole and a life-ending disease. Jerry talks with Dalton and Dan about their journeys through alcoholism, recovery, and rebuilding. They share what treatment really costs, why LGBTQ-specific support spaces are vital, and how culture and stigma play into addiction. Honest, heartfelt, and hopeful, this episode reminds us that sobriety isn’t just survival—it’s freedom.Takeaway: Whether you’re questioning your own relationship with alcohol, supporting a loved one, or simply curious about the unseen costs of addiction, this episode sheds light on the struggle and the hope that recovery can bring.

In this emotional and eye-opening episode of the Pink Money Podcast, Jerry sits down with guest Brock Horn, who shares the staggering financial, legal, and personal fallout from his two DWIs by age 27.Brock walks us through the hidden costs—lawyer fees, court fines, mandatory classes, Uber rides, lost wages, probation costs, and even hospital bills—that added up to over $60,000 and years of stress. He also opens up about surviving a devastating car accident that left him temporarily paralyzed, the impact on his credit and career, and the lessons he learned about money, responsibility, and resilience.Takeaway: Whether you’ve ever considered “just driving home” after a few drinks or know someone who might, Brock’s story is a sobering reminder that the true price of a DUI goes far beyond the courtroom.

Certified Financial Planner™ Greg Blake joins Jerry to talk about serving clients who often feel overlooked, how to get the most from a financial advisor, and why empathy is a financial superpower. Greg also shares his own story—serious health challenges, divorce, and a looming court date—and what it’s like to feel invisible in systems that should help. A raw, hopeful conversation about money, identity, and respect.Content note / disclaimerThis episode includes discussion of serious health issues and legal stress. Nothing here is legal, tax, or medical advice. For personal guidance, consult licensed professionals.💔 Note: Greg M. Blake passed away in 2024 after ongoing health challenges. This episode remains up as a tribute to his honesty and insight. May he be remembered with compassion and respect.