Single and Struggling Posts
Practical ideas, tips, and tricks to help you navigate the financial realities of living independently and figuring out money one step at a time.
May 2, 2026
When It’s Not Laziness: A New Way to Look at Getting Stuck
I think we all encounter times when we put things off for a whole lot of reasons. Sometimes we’re just not ready. Sometimes the timing feels off. Sometimes circumstances change. And before you know it, it turns into procrastination. To others—or e…
March 25, 2026
No! You Don’t Need Real Estate to Have Good Credit
Meta Description: Think you need a mortgage to build credit? Learn what “lack of real estate secured loan information” really means—and why it’s not hurting your approval odds. What Does “Lack of Real Estate Secured Loan Information” Mean? If you…
March 22, 2026
Beyond the 90 Days
I really hate truck ads. “No payments for 90 days!” Enticing interest rates for six and seven year loans laid out in months to look deceivingly attractive. Most people look at a $50,000 truck and think about the payment. But the payment is only th…
March 5, 2026
Freeze Your Debt and Melt It Away: The Debt Avalanche vs. Debt Snowball
Freeze the Debt: The First Step to Melting It Away When it comes to getting out of debt, you’ll often hear very simple advice: Bring in more money and spend less. And technically, that’s true. But in real life, it’s often easier said than done. …