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In this episode of the Pink Money Podcast, Jerry Williams continues the Single & Struggling series by tackling one of the most critical steps in breaking the paycheck-to-paycheck cycle: understanding where your money is actua...

When everything feels urgent and the bills are piling up, where do you even start? In this second episode of the Single & Struggling series, Jerry walks you through a practical “financial triage” system to help you prioritize what matters most when money is tight. You’ll learn how to sort your fina…

We all have a starting point—and sometimes it’s not pretty. In this episode of Pink Money, I share a personal story about facing financial chaos head-on and taking the first real step toward control. Before budgeting, before goal-setting, before any kind of plan—you have to understand where you are…

Credit utilization is one of the most important — and most misunderstood — parts of your credit score. In this episode of the Pink Money Podcast, Jerry Williams breaks down how credit utilization works, why it accounts for 30% of your credit score, and how even responsible borrowers can accidentall…

In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and pe...

Teacher, meet your retirement superpowers. We unpack why 403(b) plans confuse so many people, what a 457(b) really is, and how the two can work together to help educators save more for retirement—without the jargon.

Not everyone knows what we know—especially with money. In this episode, Jerry breaks down the basics of a debt consolidation loan: what it is, how it works, how rates are set, and how to avoid common mistakes when rolling up credit card debt.

Congress just passed the “One Big Beautiful Bill” and 2025 is your window for tax planning before 2026. Jerry walks through key tax breaks, deductions, and planning moves you may want to consider now—especially if you’re a senior, nearing retirement, or trying to lower your tax bill.

So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why wom...

Jerry Williams tackles the $500 question — is it smarter to pay off your mortgage, invest in the market, or buy a second home? A practical look at goals, growth, and what financial freedom really means.

Fraud doesn’t always look like a Ponzi scheme. Jerry Williams unpacks how advisor misconduct happens, what red flags to watch for, and how to protect your credit and identity before bad advice becomes your problem.

Jerry opens Season 6 with a sharp reflection on self-worth, spending, and the hidden cost of vanity. Discover how redirecting your money from depreciating assets to investments or savings can change your financial future.

Jerry Williams breaks down how different tax systems really work — progressive, flat, and everything in between. With humor and clarity, he explains why two people earning the same income can pay vastly different tax rates, what deductions actually do, and how state and federal tax layers interact.…

Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance. Proud Wealth: Building Abundance on Your Own Terms – Gregory True🔗 Grab your copy hereGregory shares the p…

A real-life test drive of life insurance: Jerry compares real quotes from three different insurance carriers: Ethos, USAA, and Pacific Life, and explains why there is such disparity in the quotes. He dives into why term vs. whole policies have a hidden cost of insurance (COI) and what you should as…

Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More importantly, he offers pr…

Jerry talks about losing the time value of money and problems that can occur when we wait to take steps to do what's most important to us. Procrastination costs more than time — it costs money. Jerry shares real stories and practical steps to stop putting off your financial future.💬 Have a ques…

In this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways.Jer…

In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and bu…

In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed …

As the year winds down, investors start receiving notices of mutual fund and brokerage distributions—dividends, short-term gains, and long-term gains that can impact your tax bill. In this episode of Pink Money, Jerry Williams explains how these distributions work, why they happen, and how to plan …

In this episode of Pink Money, Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the “debt avalanche” vs. “debt snowball” methods—to suggesting investment options for as little as $60 a week, Jerry e…

In this episode of Pink Money, Jerry Williams cuts through the noise of nonstop commercials about “dual eligible” Medicare plans and explains what’s really going on during open enrollment. He breaks down the difference between Medicare and Medicaid, what “dual eligible” actually means, and the key …