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Money Basics & Mindset Listen to Episodes

Practical tips, strategies, and perspectives to help you build healthy financial habits, avoid procrastination, and stay accountable with money.
Sept. 14, 2025

EPS 43 - Gregory True Interview: Proud Wealth – Building Abundance fo…

Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance. Proud Wealth: Building Abundance on Your Own Terms – Gregory True šŸ”— Grab your copy here Gregory shares the p…

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Aug. 17, 2025

EPS 41 - Inflation and Tariffs Explained: What It Means for Your Wall…

Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More importantly, he offers pr…

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Aug. 17, 2025

EPS 40 - Stop Paying the Price of Procrastination: Money Moves You Ca…

Jerry talks about losing the time value of money and problems that can occur when we wait to take steps to do what's most important to us. Procrastination costs more than time — it costs money. Jerry shares real stories and practical steps to stop putting off your financial future. šŸ’¬ Have a ques…

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June 2, 2025

EPS 38 - The Hidden Cost of Breakups: Protecting Your Money (and Your…

In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and bu…

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May 25, 2025

EPS 37 - Don’t panic—your 401(k) might just be your best friend: Auto…

In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed …

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Oct. 10, 2024

EPS 35 - Using AI to Crush Debt and Build Wealth: My ChatGPT Experime…

In this episode of Pink Money, Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the ā€œdebt avalancheā€ vs. ā€œdebt snowballā€ methods—to suggesting investment options for as little as $60 a week, Jerry e…

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Aug. 28, 2024

EPS 33 - Dating Meets Money: What ā€˜Looking for a Man in Finance’ Real…

The viral ā€œMan in Financeā€ song may be catchy, but what are the real chances of finding a 6’5ā€, blue-eyed finance guy with a trust fund? In this episode of Pink Money, Jerry Williams crunches the numbers—looking at how rare those traits really are—and dives into what working ā€œin financeā€ actually m…

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Feb. 10, 2024

EPS 29 - Fees in Financial Products The Hidden Cost of Money: Why Fee…

In this episode of the Pink Money Podcast, Jerry Williams, MS-PFP, explores one of the most overlooked aspects of personal finance: the true cost of fees in financial products. From annuities and life insurance to mutual funds and advisor commissions, Jerry explains how hidden expenses can quiet…

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June 5, 2023

EPS 25 – Terrible with Money? Start Here: Emergency Funds, Debt, and …

Do you ever feel like your money is out of control? Host Jerry Williams dives into what being ā€œterrible with moneyā€ really means—and how to fix it with a clear, step-by-step strategy. From setting realistic goals and creating a budget that works, to building an emergency cushion, paying down debt, …

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June 5, 2023

EPS 24 - Pride, Boycotts, and the Business of Backlash: Target, Bud L…

Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, Jerry unpacks the controversy around Target, Bud Light, and corporate Pride backlash. You’ll hear: Why stock price swings don’t …

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May 1, 2023

EPS 20 - Precious Metals 101: Should You Put Gold in Your Retirement?

In this episode, Jerry tackles the ever-present ads urging people to ā€œbuy gold for your IRAā€ and breaks down whether that’s really a good idea. He explains the different ways investors can gain exposure to gold and other precious metals—from physical gold bars and coins to mutual funds and ETFs—and…

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April 14, 2023

EPS 18 - Getting Someone off your Auto Loan

In this episode of Pink Money Podcast, Jerry answers a listener’s question about how to remove a co-signer or joint owner from a car loan and title. He explains what banks look for before releasing the other party, including creditworthiness, payment history, and loan-to-value considerations. The d…

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April 3, 2023

EPS 14 - Banks Fail from Bad Risk, Not Pride Flags

Jerry pushes back on claims that ā€œwokenessā€ caused Silicon Valley Bank’s collapse, explaining the real issues—concentration risk, poor risk management, and the red flags raised by insider stock sales. He argues that inclusion efforts don’t sink banks—and pivots to the broader climate targeting LGBT…

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Oct. 14, 2022

EPS 12 - Gifting with Grace: Avoid Probate Drama: PODs, TODs & Smart …

In this episode of the Pink Money Podcast, Jerry sits down with financial advisor Grace to break down the essentials of gifting and estate planning. They talk through common misconceptions, the difference between gifting and inheritance, how PODs (Payable on Death) and TODs (Transfer on Death) acco…

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Feb. 11, 2022

EPS 8 - Annuities, Demystified: How They Work, When They Fit, What to…

Annuities sound mysterious—so let’s make them boring (in the best way). Jerry explains fixed, variable, and indexed annuities, what ā€œannuitizingā€ actually means, how fees and surrender schedules work, and when an annuity can be a smart piece of your retirement plan. Plus: 1035 exchanges, teacher 40…

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Feb. 10, 2022

EPS 7 - Annuities 101 (with Dalton): Plain-English Basics, Risks & Wh…

Annuities sound mysterious—so we de-mystify them. Jerry and guest Dalton break down what annuities are, how they pay you, the differences between fixed/variable/indexed contracts, tax deferral, fees, surrender charges, and the ā€œ10% freeā€ myth/limits. If you’ve ever wondered whether an annuity belon…

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Jan. 28, 2022

EPS 6 - Investing, Not Guessing: Time Horizons, Risk & Why Mutual Fun…

ā€œInvestingā€ isn’t buying whatever ad hits your feed this week. Jerry explains how to align risk with your timeline, why diversified mutual funds are a sensible core, how fees and expense ratios affect returns, and what to check inside your 401(k). Practical, no-jargon guidance for building a plan t…

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Jan. 13, 2022

EPS 4 - The $60,000 DUI: One Man’s Costly Lesson on Drinking and Driv…

In this emotional and eye-opening episode of the Pink Money Podcast, Jerry sits down with guest Brock Horn, who shares the staggering financial, legal, and personal fallout from his two DWIs by age 27. Brock walks us through the hidden costs—lawyer fees, court fines, mandatory classes, Uber ride…

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May 29, 2021

EPS 2 - Credit 101: Build It, Fix It, Protect Itā€ (feat. Grace McLen)

In this episode of Pink Money Podcast, Jerry Williams welcomes back financial advisor Grace McLen to tackle one of the most important (and sometimes intimidating) money topics—credit. Together, they break down how credit scores are calculated, why checking your report regularly matters, and what to…

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May 29, 2021

EPS 3 - Underserved, Unseen, Unbrokenā€: A Talk with CFPĀ® Greg Blake

Certified Financial Plannerā„¢ Greg Blake joins Jerry to talk about serving clients who often feel overlooked, how to get the most from a financial advisor, and why empathy is a financial superpower. Greg also shares his own story—serious health challenges, divorce, and a looming court date—and what …

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